no content
AdBlocker active?
It seems you are using software to block advertisements. You could help us if you could switch it off when visiting redzoneaction.org.
The reason is very simple: Advertisements help us running the site, to offer you the game in a good quality for free. So if you like the game, please support us by purchasing a Supporter Account or disabling the AdBlocker on this site.
Thank you very much!
| Main / Suggestions / Investment Income/Bank Interest Search Forum | |
| Navigation: |< 2 > >| | |
| Rating: | |
| Poster | Message |
|
sh8888
|
posted: 2012-05-27 10:28:48 (ID: 42576) Report Abuse |
|
As you are currently charged bank interest (see quote from Manual below),
maybe it's only fair that you receive interest/generate investment income with your surplus cash ? Manual - "Without a positive balance in your account you can't buy players or facilities, but all the maintenance costs and wages are covered. Your bank charges you with 5 % interest." Therefore my suggestion is as follows :- For all positive balances, a small interest rate will be applied on each financial u p d a t e e.g. if the 'base' interest rate was 2% per season ...you would get the weekly equivalent of the 2% annual rate added to your bank balance. There would also be a way of earning more interest...but there would be a 'compromise' i.e. if you were prepared to lock your money away for longer then the interest rate would be greater. e.g. If the 'base rate' for money in the bank was 2%, the rate of return for investing in a 'fixed-term deposit' for a season might be 5% . The longer you are prepared to lock-away your money, the higher the rate would be (e.g. 2 weeks, 4 weeks,half-a-season etc etc)....however, once the money is locked-away, there would be no access to this money until the 'fixed-term' of the deposit had expired. This would reward managers who had been financially prudent and had generated a positive cash balance but didn't really want to participate in Transfer Market Madness. |
|
| Quote Reply Edit | |
| posted: 2012-05-27 10:35:40 (ID: 42578) Report Abuse | |
|
Don't get me wrong, but I am against this
1.) Giro accounts with money back? 2.) It is only "the rich get richer" |
|
| Quote Reply Edit | |
|
sh8888
|
posted: 2012-05-27 10:49:18 (ID: 42580) Report Abuse |
|
pete wrote:
2.) It is only "the rich get richer" at the moment, once your stadium is maxed ,there is very little to do with your money (hence the TM madness !) .... the only things to spend money on are YA,Coaches,Club Shop,Facilities. Most established teams have max YA,all the facilities they need/want,club shop,coaches etc ....so what to do with the surplus money ....only leaves the TM Maybe there should be another option i.e invest the money and get a (small) reward for saving rather than spending ....it happens in real life .... the Germans are good savers ...their reward ? ... they get to use their savings to bail out Greece !  |
|
| Quote Reply Edit | |
| posted: 2012-05-27 10:54:27 (ID: 42582) Report Abuse | |
|
The germans should learn that you have to invest before you can earn - these politicians are simply stupid to destroy half of europe for their saving policy...but this is politics.
Back to topic: If we do that, we would need to put an amount of money to another account, where you cannot touch it for an amount of time. But afterall, this is not Banking Tycoon. |
|
| Quote Reply Edit | |
|
sh8888
|
posted: 2012-05-27 11:38:12 (ID: 42585) Report Abuse |
|
pete wrote:
Back to topic: If we do that, we would need to put an amount of money to another account, where you cannot touch it for an amount of time. But afterall, this is not Banking Tycoon. That was the general idea ...a reward for locking your money away ....if you think about it, the club shop does a similar thing in many ways i.e. money locked away (stock bought but not sold) ... reward later (stock sold at a profit). This is not Banking Tycoon, you're correct ....but money is important here, to quote from your own Manual :- "Money makes the world go round, both here and in real life." "Keep an eye on your finances - without proper management you can't win!" I think it's all about balance ...i.e it shouldn't be Stadium Tycoon,or Transfer Market Tycoon or Banking Tycoon etc etc ....... but as you 'punish' managers (too harsh a word maybe) for going into the red (bank interest penalty plus forced sale of players,assets etc) ....maybe the counter-weight to that is to reward the financially prudent managers who save rather than blitzing the TM with mega-zillion bids ? |
|
| Quote Reply Edit | |
|
IdRatherFlyFish
|
posted: 2012-05-27 11:52:05 (ID: 42586) Report Abuse |
|
pete wrote:
2.) It is only "the rich get richer" Unless you put your money away for the entire season. Sort of a CD type of deal. (Certificate of Deposit). You earn a very modest interest rate, less than 5%, and you cannot withdraw that money, without severe penalty, before the season's end. |
|
| Quote Reply Edit | |
|
looser
|
posted: 2012-05-27 15:15:09 (ID: 42602) Report Abuse |
|
sh8888 wrote:
There would also be a way of earning more interest...but there would be a 'compromise' i.e. if you were prepared to lock your money away for longer then the interest rate would be greater. e.g. If the 'base rate' for money in the bank was 2%, the rate of return for investing in a 'fixed-term deposit' for a season might be 5% . if i lock my 276 mill whit 5% interest would i get 13.800.000 per weak? |
|
| Quote Reply Edit | |
|
sh8888
|
posted: 2012-05-27 15:33:37 (ID: 42603) Report Abuse |
|
looser wrote:
sh8888 wrote:
There would also be a way of earning more interest...but there would be a 'compromise' i.e. if you were prepared to lock your money away for longer then the interest rate would be greater. e.g. If the 'base rate' for money in the bank was 2%, the rate of return for investing in a 'fixed-term deposit' for a season might be 5% . if i lock my 276 mill whit 5% interest would i get 13.800.000 per weak? 5% is the rate per season, therefore you'd get 13,800,000 per season....if my maths is correct btw .... don't anybody get 'obsessed' by the numbers/interest rate(s) ...they're just examples ....it's the 'idea'/'big picture' which is more important |
|
| Quote Reply Edit | |
|
Turtlemania
|
posted: 2012-05-27 15:37:14 (ID: 42604) Report Abuse |
|
looser wrote:
if i lock my 276 mill whit 5% interest would i get 13.800.000 per weak? Maybe looser - but only if it is not an iceland bank 
if i understood correct: 24 weeks = 1 year, so 1/24 of 13,8 Mill Besided fact is not banking tycoon, i can not find a good thing for this one without having more "financial related things", like at least Taxes on total earnings at end of season Sliding Tax scale on player transfer There is nowhere only income, but also costs |
|
| Quote Reply Edit | |
|
sh8888
|
posted: 2012-05-27 16:11:44 (ID: 42608) Report Abuse |
|
Turtlemania wrote:
Besided fact is not banking tycoon, i can not find a good thing for this one without having more "financial related things", like at least Taxes on total earnings at end of season Sliding Tax scale on player transfer There is nowhere only income, but also costs a nice coincidence that you should mention Sliding Tax scale on player transfer  |
|
| Quote Reply Edit | |
| reply Mark this thread unread | |
| Navigation: |< 2 > >| | |
| Main / Suggestions / Investment Income/Bank Interest | |
