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Main / Suggestions / Deffered $$$ or Restructure Contracts Search Forum
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MacsUltraVideos & RileyMiniSchnauzer YT
MacsUltraVideos & RileyMiniSchnauzer YT

Usa

Joined: 2026-02-12/S63
Posts: 466
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posted: 2026-05-16 13:59:36 (ID: 100200434) Report Abuse
I think the ability to defer money on contracts to later seasons or restructure contracts should be added:

if the manager defers money on contract, 10% tax on that as well

it would be easy to add (i think idk tho), and it would give the manager some flexibility
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jack6
Leverkusen Leopards

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posted: 2026-05-16 20:33:44 (ID: 100200445) Report Abuse
MacsUltraVideos & RileyMiniSchnauzer YT wrote:
I think the ability to defer money on contracts to later seasons or restructure contracts should be added:

if the manager defers money on contract, 10% tax on that as well

it would be easy to add (i think idk tho), and it would give the manager some flexibility

So you want baloon contracts, like
1 year 100K per update
2 year 200K per update
3 year 300K per update
instead of every year 200K per update?

That would open up so many level of problems.

Many managers are shy to rebuild, the come in, build a team, save money, then push for a championship on highest level, burn their money down and then quit when the interesting part comes.

With that kind of contract such behavior is supported big time, because the manager can push for some time the money burn period into the future, eventually into the BOT time, and the rest of the community has to deal with the distortion in competition.
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MacsUltraVideos & RileyMiniSchnauzer YT
MacsUltraVideos & RileyMiniSchnauzer YT

Usa

Joined: 2026-02-12/S63
Posts: 466
Top Manager



 
posted: 2026-05-17 11:21:34 (ID: 100200453) Report Abuse
jack6 wrote:
MacsUltraVideos & RileyMiniSchnauzer YT wrote:
I think the ability to defer money on contracts to later seasons or restructure contracts should be added:

if the manager defers money on contract, 10% tax on that as well

it would be easy to add (i think idk tho), and it would give the manager some flexibility

So you want baloon contracts, like
1 year 100K per update
2 year 200K per update
3 year 300K per update
instead of every year 200K per update?

That would open up so many level of problems.

Many managers are shy to rebuild, the come in, build a team, save money, then push for a championship on highest level, burn their money down and then quit when the interesting part comes.

With that kind of contract such behavior is supported big time, because the manager can push for some time the money burn period into the future, eventually into the BOT time, and the rest of the community has to deal with the distortion in competition.
OK, this isnt supposed to hurt the new managers; it is only going to be a tool of flexibility for the ones in charge

if i want to win now, i may cut some wages through defferred money to pay later, but then when I do have to pay the money, it comes with a tax

as a bonus, make it difficult to negotiate with players for this defferred money, because they probably want it NOW.

and when the manager leaves, new one comes in, money and everything else is reset (you know this when a new manager comes to take over the team the players are all reset so is the stadium and money-value you get the signing bonus and then some money through the license and thats it no more money) and that is all done when the team becomes BOT andd trash

so, i really dont see what the problem is when a new manager starts, cash, players, and stadium is reset

its just to give managers a choice to win now and win big, so maybe go full rebuild later after this

I mean many sports teams do this, i think this would be a great feature

and no i dont want baloon contracts you are totally on the wrong page there

what i want is to defer money, so instead of paying 200k weekly maybe 175 or 150k but then pay 25 or 50k for next season, say they retire, and then the 10% tax as mentioned

it taxes it and the player in negotiating could be stubborn to accept it, but it gives managers the freedom to try to win this season and if they dont, they are probably screwed for the next

and when they leave, the players, stadium, cash all get reset anyway so this would too, clean slate for new guy

this is a good idea
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jack6
Leverkusen Leopards

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posted: 2026-05-17 19:37:38 (ID: 100200460) Report Abuse
MacsUltraVideos & RileyMiniSchnauzer YT wrote:
and no i dont want baloon contracts you are totally on the wrong page there

what i want is to defer money, so instead of paying 200k weekly maybe 175 or 150k but then pay 25 or 50k for next season, say they retire, and then the 10% tax as mentioned

But that's as I understand it a ballon contract, and my example was that way, I just not had the tax in it.

But if you think different, please do an exact example for a 3 year contract and how the money deffer works and how it's secured that the manager has to pay the deffered money later with tax.

The problems as I understand it with this kind of feature are
a) right now some managers don't get the mechanics with the wages and the connection to the skills values and training now. They run into financial problems after 2 to 4 seasons and either learn it the hard way (hopefully) or quit. This feature adds another intrasparent money drain the manager might not understand, still uses the feature. So the liabilities have to be presented at least very transparant, if such a feature would come live.
b) as already written, many managers do the win now and quit routine already now, usually by accumilating money, start training on very high skill values and then, with wages with 7 million and beyond they do this until they run into trouble and many quit. This feature would be some sort of drug to increase the problems, because they could sustain longer the high skill values with the liability in the future the team will never see, since it will be BOT.

And yes, BOTs get a reset, sure, but that's not the problem. The problem is from my point of view the season prior the BOT status with likely having a team on very high values never intending to pay the bill.
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hmpf22
St Pauli Packers

Germany

Joined: 2020-04-05/S38
Posts: 1527
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posted: 2026-05-17 20:13:42 (ID: 100200461) Report Abuse
The fact that this is possible in the NFL is based on the salary cap increasing from year to year because the league’s revenues are growing. So it’s basically guaranteed that in the coming seasons you’ll have the additional money that is still missing today. But that’s not the case in RZA. The revenues will still be the same even 10 seasons from now.

All of this honestly sounds like it was made for rookie managers. Once you have your first 100 million in the bank, you no longer care exactly when you have to pay the bill.
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jack6
Leverkusen Leopards

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posted: 2026-05-18 05:58:10 (ID: 100200467) Report Abuse
hmpf22 wrote:
The fact that this is possible in the NFL is based on the salary cap increasing from year to year because the league’s revenues are growing. So it’s basically guaranteed that in the coming seasons you’ll have the additional money that is still missing today. But that’s not the case in RZA. The revenues will still be the same even 10 seasons from now.

All of this honestly sounds like it was made for rookie managers. Once you have your first 100 million in the bank, you no longer care exactly when you have to pay the bill.

You are right, in revenue increase is for sure also a reason for the existance of this contract mode. But beside all the business impact, the fact that the organisation is very very likely to actual paying the bill (and because there is no tax on it) makes the option possible.
But here in RZA it's not sure the manager using the feature will actual pay for the contracts in later seasons.

And by the way, the tax on the balloon money makes this financially a bad choice, since with the non-increasing income, those 10% will hurt a lot.

And from implementation point of view, it's from my understanding to ensure a paying even if the players was sold, retired or simply cut, there needs to be an extra account with just the liabilities and it has to be transperant with some sort of paying plan.

Can't see that happening, but that's for sure Peters decision.
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MacsUltraVideos & RileyMiniSchnauzer YT
MacsUltraVideos & RileyMiniSchnauzer YT

Usa

Joined: 2026-02-12/S63
Posts: 466
Top Manager



 
posted: 2026-05-19 11:15:45 (ID: 100200497) Report Abuse
Look, this is a tool that is supposed to help managers win in the now. For example;

Player 1 is 29 years old. Wage is 200k. The manager decides to defer 50k. They pay 150k for wages that year. BUT they still owe the player 50k+10% so they owe 55k of wages, which they will pay back the year after.

Now if it a two year contract, then the same would occur; 150k paid for two years, and then after that, the manager would pay $55k which would be 110k over the next two years in wages, or $55k in the next two years.

The tool is to help managers win now; and they will HAVE TO pay the money back.

And this long-term, is a bad financial decision; so if the team doesn't want to win now or need to, then they will probably stay away.

The money will be placed in a deferred money account, where the manager pays it off, with 5% interest per year that it is being paid... and they have the choice to pay it all back.

So the manager risks losing more if they don't pay it back.

AND IF the manager cuts, sells, or the player retires, the money is deducted from the teams balance UNLESS THEY are ALREADY IN DEBT.

RZA revenue is flat, and long-term, this is a terrible financial decision. That is exactly the point. Because it comes with a heavy financial penalty and locks your cash up, 95% of managers will stay away from it. It won't be a 'drug' for rookies to ruin their teams. Instead, it becomes a high-risk, niche tool for veteran managers who are willingly sacrificing their financial future next season for a edge to win the bowl game this season.

It adds an extra layer of high-stakes strategy without breaking the league economy, because the manager risks losing big money but big winnings in League and SuperCup.

So, as a result, this adds an extra layer of flexibility and strategy for managers while making sure that managers have to pay if they want to use this tool, or stay away.

And since the money is locked up in the deferred money account, the manager has to pay it back soon or else they will pay a lot of cash.
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jack6
Leverkusen Leopards

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posted: 2026-05-19 15:03:11 (ID: 100200506) Report Abuse
A) you still don't see a manager going BOT and never paying his dept back.
B) The description of the deffer account seems not clear
- at one moment you describe it to pay later, so the manager has the money at that moment free to spend for other stuff and on another moment it sounds it is locked up and the manager can not work with that money.

as I understood it, the manager does the contracts and the deffered money is calculated on a seperate account, which would need some sort of cash in plan based on contracts and timings. On each financial u p d a t e the system looks at the account and cashs in the amount valid on the cash in plan for that period.

I get that. But I don't see this as valid tool, since the BOT option is like a bad apple.
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